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\u043b\u0443\u0447\u0448\u0443\u044e \u041c\u0424\u041e \u0432 2026 \u0433\u043e\u0434\u0443 \u2014 \u0441\u043e\u0432\u0435\u0442\u044b \u0417\u0430\u0439\u043c\u043e\u043c\u0435\u0440\u0430<\/p>\n <p class=\"zf-seo-p\">\u0417\u0430\u0439\u043c\u043e\u043c\u0435\u0440 \u2014 \u043d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u044b\u0439 \u0441\u0435\u0440\u0432\u0438\u0441 \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u044f \u041c\u0424\u041e \u0420\u043e\u0441\u0441\u0438\u0438. \u0410\u043d\u0430\u043b\u0438\u0437\u0438\u0440\u0443\u0435\u043c 800+ \u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446\u0438\u0439 \u0438\u0437 \u0440\u0435\u0435\u0441\u0442\u0440\u0430 \u0426\u0411 \u0420\u0424 \u0438 \u043e\u0442\u0431\u0438\u0440\u0430\u0435\u043c \u0442\u043e\u043b\u044c\u043a\u043e \u043d\u0430\u0434\u0451\u0436\u043d\u044b\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0441 \u043f\u0440\u043e\u0437\u0440\u0430\u0447\u043d\u044b\u043c\u0438 \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u043c\u0438. \u0420\u0435\u0439\u0442\u0438\u043d\u0433 \u0444\u043e\u0440\u043c\u0438\u0440\u0443\u0435\u0442\u0441\u044f \u043d\u0430 \u043e\u0441\u043d\u043e\u0432\u0435 \u0440\u0435\u0430\u043b\u044c\u043d\u044b\u0445 \u043e\u0442\u0437\u044b\u0432\u043e\u0432, \u0441\u043a\u043e\u0440\u043e\u0441\u0442\u0438 \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u044f \u0438 \u0441\u0442\u0430\u0432\u043e\u043a. \u0411\u043e\u043b\u0435\u0435 40 \u041c\u0424\u041e \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u044e\u0442 \u043f\u0435\u0440\u0432\u044b\u0439 \u0437\u0430\u0439\u043c \u043f\u043e\u0434 0%.<\/p>\n <\/div>\n <div class=\"zf-label\">\u0427\u0430\u0441\u0442\u043e \u0437\u0430\u0434\u0430\u0432\u0430\u0435\u043c\u044b\u0435 \u0432\u043e\u043f\u0440\u043e\u0441\u044b<\/div>\n <div class=\"zf-item\"><div class=\"zf-q\"><span class=\"zf-qtext\">\u0427\u0435\u043c \u041c\u0424\u041e \u043e\u0442\u043b\u0438\u0447\u0430\u0435\u0442\u0441\u044f \u043e\u0442 \u0431\u0430\u043d\u043a\u0430?<\/span><span class=\"zf-arr\"><svg width=\"11\" height=\"11\" viewBox=\"0 0 11 11\" fill=\"none\" stroke=\"#02445A\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><polyline points=\"1.5,3.5 5.5,7.5 9.5,3.5\"\/><\/svg><\/span><\/div><div class=\"zf-a\"><div class=\"zf-ainner\"><p class=\"zf-atext\">\u041c\u0424\u041e \u0432\u044b\u0434\u0430\u0451\u0442 \u0437\u0430\u0439\u043c\u044b \u0431\u044b\u0441\u0442\u0440\u0435\u0435 \u0441 \u043c\u0438\u043d\u0438\u043c\u0443\u043c\u043e\u043c \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u043e\u0432 \u2014 \u043e\u0431\u044b\u0447\u043d\u043e \u0442\u043e\u043b\u044c\u043a\u043e \u043f\u0430\u0441\u043f\u043e\u0440\u0442. <strong>\u0413\u043b\u0430\u0432\u043d\u043e\u0435 \u043f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u043e<\/strong> \u2014 \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u0435 \u0437\u0430 5\u201315 \u043c\u0438\u043d\u0443\u0442 \u043e\u043d\u043b\u0430\u0439\u043d, \u043a\u0440\u0443\u0433\u043b\u043e\u0441\u0443\u0442\u043e\u0447\u043d\u043e.<\/p><\/div><\/div><\/div>\n <div class=\"zf-item\"><div class=\"zf-q\"><span class=\"zf-qtext\">\u0427\u0442\u043e \u0437\u043d\u0430\u0447\u0438\u0442 \u043f\u0435\u0440\u0432\u044b\u0439 \u0437\u0430\u0439\u043c \u043f\u043e\u0434 0%?<\/span><span class=\"zf-arr\"><svg width=\"11\" height=\"11\" viewBox=\"0 0 11 11\" fill=\"none\" stroke=\"#02445A\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><polyline points=\"1.5,3.5 5.5,7.5 9.5,3.5\"\/><\/svg><\/span><\/div><div class=\"zf-a\"><div class=\"zf-ainner\"><p class=\"zf-atext\">\u0412\u0437\u044f\u043b\u0438 10 000 \u20bd \u2014 \u0432\u0435\u0440\u043d\u0443\u043b\u0438 \u0440\u043e\u0432\u043d\u043e 10 000 \u20bd. <strong>\u041d\u0438\u043a\u0430\u043a\u0438\u0445 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432.<\/strong> \u0414\u043e\u0441\u0442\u0443\u043f\u043d\u043e \u043f\u0440\u0438 \u043f\u0435\u0440\u0432\u043e\u043c \u043e\u0431\u0440\u0430\u0449\u0435\u043d\u0438\u0438 \u0434\u043e 30 \u0434\u043d\u0435\u0439. \u0412 \u0440\u0435\u0439\u0442\u0438\u043d\u0433\u0435 \u0417\u0430\u0439\u043c\u043e\u043c\u0435\u0440\u0430 \u0442\u0430\u043a\u0438\u0445 \u041c\u0424\u041e \u0431\u043e\u043b\u0435\u0435 40.<\/p><\/div><\/div><\/div>\n <div class=\"zf-item\"><div class=\"zf-q\"><span class=\"zf-qtext\">\u041e\u0434\u043e\u0431\u0440\u044f\u0442 \u043b\u0438 \u0441 \u043f\u043b\u043e\u0445\u043e\u0439 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0439 \u0438\u0441\u0442\u043e\u0440\u0438\u0435\u0439?<\/span><span class=\"zf-arr\"><svg width=\"11\" height=\"11\" viewBox=\"0 0 11 11\" fill=\"none\" stroke=\"#02445A\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><polyline points=\"1.5,3.5 5.5,7.5 9.5,3.5\"\/><\/svg><\/span><\/div><div class=\"zf-a\"><div class=\"zf-ainner\"><p class=\"zf-atext\">\u0414\u0430. \u041c\u043d\u043e\u0433\u0438\u0435 \u041c\u0424\u041e \u0440\u0435\u0439\u0442\u0438\u043d\u0433\u0430 \u0440\u0430\u0431\u043e\u0442\u0430\u044e\u0442 \u0441 \u043f\u0440\u043e\u0441\u0440\u043e\u0447\u043a\u0430\u043c\u0438 \u0438 \u043e\u0442\u043a\u0430\u0437\u0430\u043c\u0438 \u0432 \u0431\u0430\u043d\u043a\u0430\u0445. <strong>\u041e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u0435<\/strong> \u0434\u043e\u0441\u0442\u0438\u0433\u0430\u0435\u0442 90\u201397% \u2014 \u0441\u0443\u043c\u043c\u0430 \u043c\u043e\u0436\u0435\u0442 \u0431\u044b\u0442\u044c \u043c\u0435\u043d\u044c\u0448\u0435, \u043d\u043e \u0434\u0435\u043d\u044c\u0433\u0438 \u0434\u0430\u044e\u0442.<\/p><\/div><\/div><\/div>\n <div class=\"zf-item\"><div class=\"zf-q\"><span class=\"zf-qtext\">\u0411\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e \u043b\u0438 \u0431\u0440\u0430\u0442\u044c \u0437\u0430\u0439\u043c \u043e\u043d\u043b\u0430\u0439\u043d?<\/span><span class=\"zf-arr\"><svg width=\"11\" height=\"11\" viewBox=\"0 0 11 11\" fill=\"none\" stroke=\"#02445A\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><polyline points=\"1.5,3.5 5.5,7.5 9.5,3.5\"\/><\/svg><\/span><\/div><div class=\"zf-a\"><div class=\"zf-ainner\"><p class=\"zf-atext\">\u0414\u0430, \u0435\u0441\u043b\u0438 \u041c\u0424\u041e \u0432 \u0440\u0435\u0435\u0441\u0442\u0440\u0435 \u0426\u0411 \u0420\u0424. \u0412\u0441\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0417\u0430\u0439\u043c\u043e\u043c\u0435\u0440\u0430 <strong>\u043f\u0440\u043e\u0432\u0435\u0440\u0435\u043d\u044b \u0438 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0440\u043e\u0432\u0430\u043d\u044b<\/strong>. \u041f\u0440\u043e\u0432\u0435\u0440\u0438\u0442\u044c \u043c\u043e\u0436\u043d\u043e \u043d\u0430 cbr.ru.<\/p><\/div><\/div><\/div>\n <div class=\"zf-item\"><div class=\"zf-q\"><span class=\"zf-qtext\">\u041a\u0430\u043a \u0431\u044b\u0441\u0442\u0440\u043e \u043f\u0440\u0438\u0434\u0443\u0442 \u0434\u0435\u043d\u044c\u0433\u0438?<\/span><span class=\"zf-arr\"><svg width=\"11\" height=\"11\" viewBox=\"0 0 11 11\" fill=\"none\" stroke=\"#02445A\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><polyline points=\"1.5,3.5 5.5,7.5 9.5,3.5\"\/><\/svg><\/span><\/div><div class=\"zf-a\"><div class=\"zf-ainner\"><p class=\"zf-atext\">\u0417\u0430 <strong>5\u201315 \u043c\u0438\u043d\u0443\u0442<\/strong> \u043f\u043e\u0441\u043b\u0435 \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u044f \u0447\u0435\u0440\u0435\u0437 \u0421\u0411\u041f, \u043a\u0440\u0443\u0433\u043b\u043e\u0441\u0443\u0442\u043e\u0447\u043d\u043e \u0432\u043a\u043b\u044e\u0447\u0430\u044f \u0432\u044b\u0445\u043e\u0434\u043d\u044b\u0435.<\/p><\/div><\/div><\/div>\n <div class=\"zf-item\"><div class=\"zf-q\"><span class=\"zf-qtext\">\u041f\u043e\u0447\u0435\u043c\u0443 \u0441\u0442\u043e\u0438\u0442 \u0434\u043e\u0432\u0435\u0440\u044f\u0442\u044c \u0440\u0435\u0439\u0442\u0438\u043d\u0433\u0443 \u0417\u0430\u0439\u043c\u043e\u043c\u0435\u0440\u0430?<\/span><span class=\"zf-arr\"><svg width=\"11\" height=\"11\" viewBox=\"0 0 11 11\" fill=\"none\" stroke=\"#02445A\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><polyline points=\"1.5,3.5 5.5,7.5 9.5,3.5\"\/><\/svg><\/span><\/div><div class=\"zf-a\"><div class=\"zf-ainner\"><p class=\"zf-atext\">\u0417\u0430\u0439\u043c\u043e\u043c\u0435\u0440 \u2014 \u043d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u044b\u0439 \u0441\u0435\u0440\u0432\u0438\u0441. \u041f\u043e\u0437\u0438\u0446\u0438\u044f \u041c\u0424\u041e \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u044f\u0435\u0442\u0441\u044f <strong>\u0440\u0435\u0430\u043b\u044c\u043d\u044b\u043c\u0438 \u0434\u0430\u043d\u043d\u044b\u043c\u0438<\/strong> \u2014 \u043d\u0435 \u0440\u0435\u043a\u043b\u0430\u043c\u043d\u044b\u043c\u0438 \u0431\u044e\u0434\u0436\u0435\u0442\u0430\u043c\u0438.<\/p><\/div><\/div><\/div>\n<\/div><\/div>\n\n<script>\n(function(){\n document.querySelectorAll('.zf-item').forEach(function(item){\n item.querySelector('.zf-q').addEventListener('click',function(){\n var open=item.classList.contains('zf-open');\n document.querySelectorAll('.zf-item').forEach(function(i){i.classList.remove('zf-open');});\n if(!open)item.classList.add('zf-open');\n });\n });\n})();\n<\/script>\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"\u0427\u0435\u043c \u041c\u0424\u041e \u043e\u0442\u043b\u0438\u0447\u0430\u0435\u0442\u0441\u044f \u043e\u0442 \u0431\u0430\u043d\u043a\u0430?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u041c\u0424\u041e \u0432\u044b\u0434\u0430\u0451\u0442 \u0437\u0430\u0439\u043c\u044b \u0431\u044b\u0441\u0442\u0440\u0435\u0435 \u0441 \u043c\u0438\u043d\u0438\u043c\u0443\u043c\u043e\u043c \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u043e\u0432. \u041e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u0435 \u0437\u0430 5\u201315 \u043c\u0438\u043d\u0443\u0442 \u043e\u043d\u043b\u0430\u0439\u043d, \u043a\u0440\u0443\u0433\u043b\u043e\u0441\u0443\u0442\u043e\u0447\u043d\u043e.\"}},{\"@type\":\"Question\",\"name\":\"\u0427\u0442\u043e \u0437\u043d\u0430\u0447\u0438\u0442 \u043f\u0435\u0440\u0432\u044b\u0439 \u0437\u0430\u0439\u043c \u043f\u043e\u0434 0%?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u0412\u0437\u044f\u043b\u0438 10 000 \u20bd \u2014 \u0432\u0435\u0440\u043d\u0443\u043b\u0438 10 000 \u20bd. \u041d\u0438\u043a\u0430\u043a\u0438\u0445 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432. \u0414\u043e\u0441\u0442\u0443\u043f\u043d\u043e \u043f\u0440\u0438 \u043f\u0435\u0440\u0432\u043e\u043c \u043e\u0431\u0440\u0430\u0449\u0435\u043d\u0438\u0438 \u0434\u043e 30 \u0434\u043d\u0435\u0439.\"}},{\"@type\":\"Question\",\"name\":\"\u041e\u0434\u043e\u0431\u0440\u044f\u0442 \u043b\u0438 \u0441 \u043f\u043b\u043e\u0445\u043e\u0439 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0439 \u0438\u0441\u0442\u043e\u0440\u0438\u0435\u0439?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u0414\u0430. \u041e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u0435 \u0434\u043e\u0441\u0442\u0438\u0433\u0430\u0435\u0442 90\u201397% \u0434\u0430\u0436\u0435 \u0441 \u043f\u0440\u043e\u0441\u0440\u043e\u0447\u043a\u0430\u043c\u0438.\"}},{\"@type\":\"Question\",\"name\":\"\u0411\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e \u043b\u0438 \u0431\u0440\u0430\u0442\u044c \u0437\u0430\u0439\u043c \u043e\u043d\u043b\u0430\u0439\u043d?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u0414\u0430, \u0435\u0441\u043b\u0438 \u041c\u0424\u041e \u0432 \u0440\u0435\u0435\u0441\u0442\u0440\u0435 \u0426\u0411 \u0420\u0424. \u041f\u0440\u043e\u0432\u0435\u0440\u0438\u0442\u044c \u043c\u043e\u0436\u043d\u043e \u043d\u0430 cbr.ru.\"}},{\"@type\":\"Question\",\"name\":\"\u041a\u0430\u043a \u0431\u044b\u0441\u0442\u0440\u043e \u043f\u0440\u0438\u0434\u0443\u0442 \u0434\u0435\u043d\u044c\u0433\u0438?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u0417\u0430 5\u201315 \u043c\u0438\u043d\u0443\u0442 \u0447\u0435\u0440\u0435\u0437 \u0421\u0411\u041f, \u043a\u0440\u0443\u0433\u043b\u043e\u0441\u0443\u0442\u043e\u0447\u043d\u043e.\"}},{\"@type\":\"Question\",\"name\":\"\u041f\u043e\u0447\u0435\u043c\u0443 \u0441\u0442\u043e\u0438\u0442 \u0434\u043e\u0432\u0435\u0440\u044f\u0442\u044c \u0440\u0435\u0439\u0442\u0438\u043d\u0433\u0443 \u0417\u0430\u0439\u043c\u043e\u043c\u0435\u0440\u0430?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u0417\u0430\u0439\u043c\u043e\u043c\u0435\u0440 \u2014 \u043d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u044b\u0439 \u0441\u0435\u0440\u0432\u0438\u0441. \u041f\u043e\u0437\u0438\u0446\u0438\u044f \u041c\u0424\u041e \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u044f\u0435\u0442\u0441\u044f \u0440\u0435\u0430\u043b\u044c\u043d\u044b\u043c\u0438 \u0434\u0430\u043d\u043d\u044b\u043c\u0438.\"}}]}<\/script>\n\n<div class=\"zt-wrap\"><div class=\"zt-card\">\n<h2 class=\"zt-h2\">\u0422\u043e\u043f \u041c\u0424\u041e \u0431\u0435\u0437 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432 \u043d\u0430 \u043a\u0430\u0440\u0442\u0443 \u2014 \u0440\u0435\u0439\u0442\u0438\u043d\u0433 2026<\/h2>\n<p class=\"zt-p\">\u0417\u0430\u0439\u043c\u043e\u043c\u0435\u0440 \u0441\u043e\u0431\u0440\u0430\u043b \u043b\u0443\u0447\u0448\u0438\u0435 \u043c\u0438\u043a\u0440\u043e\u0437\u0430\u0439\u043c\u044b \u0431\u0435\u0437 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432 2026 \u0433\u043e\u0434\u0430 \u2014 \u0442\u043e\u043b\u044c\u043a\u043e \u041c\u0424\u041e \u0438\u0437 \u0440\u0435\u0435\u0441\u0442\u0440\u0430 \u0426\u0411 \u0420\u0424 \u0441 \u0440\u0435\u0430\u043b\u044c\u043d\u044b\u043c \u043f\u0435\u0440\u0432\u044b\u043c \u0437\u0430\u0439\u043c\u043e\u043c \u043f\u043e\u0434 0%. \u0412\u044b \u043e\u0442\u0434\u0430\u0451\u0442\u0435 \u0440\u043e\u0432\u043d\u043e \u0441\u0442\u043e\u043b\u044c\u043a\u043e, \u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0432\u0437\u044f\u043b\u0438: \u0431\u0435\u0437 \u0441\u043a\u0440\u044b\u0442\u044b\u0445 \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u0439 \u0438 \u043f\u0435\u0440\u0435\u043f\u043b\u0430\u0442.<\/p>\n<div class=\"zt-grid\">\n<div class=\"zt-stat\"><div class=\"zt-stat-n\">40+<\/div><div class=\"zt-stat-s\">\u041c\u0424\u041e<\/div><div class=\"zt-stat-d\">\u043f\u0435\u0440\u0432\u044b\u0439 \u0437\u0430\u0439\u043c 0%<\/div><\/div>\n<div class=\"zt-stat\"><div class=\"zt-stat-n\">30<\/div><div class=\"zt-stat-s\">\u0414\u043d\u0435\u0439<\/div><div class=\"zt-stat-d\">\u043c\u0430\u043a\u0441\u0438\u043c\u0443\u043c \u0431\u0435\u0437 %<\/div><\/div>\n<div class=\"zt-stat\"><div class=\"zt-stat-n\">97%<\/div><div class=\"zt-stat-s\">\u041e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u0435<\/div><div class=\"zt-stat-d\">\u0443 \u0442\u043e\u043f\u043e\u0432\u044b\u0445 \u041c\u0424\u041e<\/div><\/div>\n<div class=\"zt-stat\"><div class=\"zt-stat-n\">15 \u043c\u0438\u043d<\/div><div class=\"zt-stat-s\">\u0412\u044b\u0434\u0430\u0447\u0430<\/div><div class=\"zt-stat-d\">\u043d\u0430 \u043a\u0430\u0440\u0442\u0443 \u043e\u043d\u043b\u0430\u0439\u043d<\/div><\/div>\n<\/div>\n<hr class=\"zt-hr\">\n<h2 class=\"zt-h2\">\u041a\u0430\u043a \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u043f\u0435\u0440\u0432\u044b\u0439 \u0437\u0430\u0439\u043c \u0431\u0435\u0437 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432 \u043e\u043d\u043b\u0430\u0439\u043d<\/h2>\n<p class=\"zt-p\">\u041b\u0443\u0447\u0448\u0438\u0435 \u041c\u0424\u041e \u0431\u0435\u0437 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432 \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u044e\u0442 \u0430\u043a\u0446\u0438\u044e \u043d\u043e\u0432\u044b\u043c \u043a\u043b\u0438\u0435\u043d\u0442\u0430\u043c: \u043f\u0435\u0440\u0432\u044b\u0439 \u043c\u0438\u043a\u0440\u043e\u0437\u0430\u0439\u043c \u043d\u0430 \u043a\u0430\u0440\u0442\u0443 \u0432\u044b\u0434\u0430\u0451\u0442\u0441\u044f \u043f\u043e\u0434 0% \u043d\u0430 \u0441\u0440\u043e\u043a \u0434\u043e 30 \u0434\u043d\u0435\u0439. \u042d\u0442\u043e \u0437\u043d\u0430\u0447\u0438\u0442 \u2014 \u0432\u0437\u044f\u043b\u0438 10 000 \u20bd \u0438 \u0432\u0435\u0440\u043d\u0443\u043b\u0438 \u0440\u043e\u0432\u043d\u043e 10 000 \u20bd. \u041d\u0438\u043a\u0430\u043a\u0438\u0445 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432, \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u0439 \u0438 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u043a.<\/p>\n<ul class=\"zt-ul\">\n<li><strong>\u0422\u043e\u043b\u044c\u043a\u043e \u0434\u043b\u044f \u043d\u043e\u0432\u044b\u0445 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432<\/strong> \u2014 \u0430\u043a\u0446\u0438\u044f \u0434\u0435\u0439\u0441\u0442\u0432\u0443\u0435\u0442 \u043f\u0440\u0438 \u043f\u0435\u0440\u0432\u043e\u043c \u043e\u0431\u0440\u0430\u0449\u0435\u043d\u0438\u0438 \u0432 \u041c\u0424\u041e.<\/li>\n<li><strong>\u0421\u0440\u043e\u043a \u0434\u043e 30 \u0434\u043d\u0435\u0439<\/strong> \u2014 \u0432\u0435\u0440\u043d\u0438\u0442\u0435 \u0434\u0435\u043d\u044c\u0433\u0438 \u0432\u043e\u0432\u0440\u0435\u043c\u044f \u0438 \u043d\u0435 \u0437\u0430\u043f\u043b\u0430\u0442\u0438\u0442\u0435 \u043d\u0438 \u0440\u0443\u0431\u043b\u044f \u0441\u0432\u0435\u0440\u0445\u0443.<\/li>\n<li><strong>\u0421\u0443\u043c\u043c\u0430 \u0434\u043e 30 000 \u20bd<\/strong> \u2014 \u0431\u043e\u043b\u044c\u0448\u0438\u043d\u0441\u0442\u0432\u043e \u041c\u0424\u041e \u0438\u0437 \u0442\u043e\u043f\u0430 \u0432\u044b\u0434\u0430\u044e\u0442 \u0434\u043e 15 000\u201330 000 \u20bd \u043f\u043e\u0434 0%.<\/li>\n<li><strong>\u0422\u043e\u043b\u044c\u043a\u043e \u043f\u0430\u0441\u043f\u043e\u0440\u0442<\/strong> \u2014 \u0441\u043f\u0440\u0430\u0432\u043a\u0438 \u043e \u0434\u043e\u0445\u043e\u0434\u0430\u0445 \u043d\u0435 \u043d\u0443\u0436\u043d\u044b, \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u0435 \u0437\u0430 5\u201315 \u043c\u0438\u043d\u0443\u0442.<\/li>\n<li><strong>\u041d\u0430 \u043b\u044e\u0431\u0443\u044e \u043a\u0430\u0440\u0442\u0443<\/strong> \u2014 \u0421\u0431\u0435\u0440\u0431\u0430\u043d\u043a, \u0422\u0438\u043d\u044c\u043a\u043e\u0444\u0444, \u0412\u0422\u0411 \u0438 \u0434\u0440\u0443\u0433\u0438\u0435 \u0431\u0430\u043d\u043a\u0438 \u0447\u0435\u0440\u0435\u0437 \u0421\u0411\u041f.<\/li>\n<\/ul>\n<hr class=\"zt-hr\">\n<h2 class=\"zt-h2\">\u041f\u043e\u0447\u0435\u043c\u0443 \u0437\u0430\u0439\u043c \u043f\u043e\u0434 0% \u0432\u044b\u0433\u043e\u0434\u043d\u0435\u0435 \u043e\u0431\u044b\u0447\u043d\u043e\u0433\u043e \u043c\u0438\u043a\u0440\u043e\u0437\u0430\u0439\u043c\u0430<\/h2>\n<p class=\"zt-p\">\u041e\u0431\u044b\u0447\u043d\u044b\u0439 \u043c\u0438\u043a\u0440\u043e\u0437\u0430\u0439\u043c \u0432 \u041c\u0424\u041e \u0441\u0442\u043e\u0438\u0442 \u0434\u043e 0,8% \u0432 \u0434\u0435\u043d\u044c \u2014 \u044d\u0442\u043e \u0434\u043e 24% \u0437\u0430 \u043c\u0435\u0441\u044f\u0446. \u041b\u0443\u0447\u0448\u0438\u0435 \u0437\u0430\u0439\u043c\u044b \u0431\u0435\u0437 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432 \u043d\u0430 \u043a\u0430\u0440\u0442\u0443 \u043e\u0431\u0445\u043e\u0434\u044f\u0442\u0441\u044f \u0432 0 \u0440\u0443\u0431\u043b\u0435\u0439 \u043f\u0440\u0438 \u0441\u0432\u043e\u0435\u0432\u0440\u0435\u043c\u0435\u043d\u043d\u043e\u043c \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u0435. \u0414\u043b\u044f \u0442\u0435\u0445, \u043a\u0442\u043e \u0431\u0435\u0440\u0451\u0442 \u0434\u0435\u043d\u044c\u0433\u0438 \u0434\u043e \u0437\u0430\u0440\u043f\u043b\u0430\u0442\u044b \u0438\u043b\u0438 \u043d\u0430 \u0441\u0440\u043e\u0447\u043d\u0443\u044e \u043f\u043e\u043a\u0443\u043f\u043a\u0443 \u2014 \u044d\u0442\u043e \u0441\u0430\u043c\u044b\u0439 \u0432\u044b\u0433\u043e\u0434\u043d\u044b\u0439 \u0432\u0430\u0440\u0438\u0430\u043d\u0442 \u043d\u0430 \u0440\u044b\u043d\u043a\u0435 \u043c\u0438\u043a\u0440\u043e\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f.<\/p>\n<hr class=\"zt-hr\">\n<h2 class=\"zt-h2\">\u041b\u0443\u0447\u0448\u0438\u0435 \u043c\u0438\u043a\u0440\u043e\u0437\u0430\u0439\u043c\u044b \u0431\u0435\u0437 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432 \u043d\u0430 \u043a\u0430\u0440\u0442\u0443 \u043c\u0433\u043d\u043e\u0432\u0435\u043d\u043d\u043e<\/h2>\n<p class=\"zt-p\">\u0412\u0441\u0435 \u041c\u0424\u041e \u0432 \u0440\u0435\u0439\u0442\u0438\u043d\u0433\u0435 \u0417\u0430\u0439\u043c\u043e\u043c\u0435\u0440\u0430 \u0432\u044b\u0434\u0430\u044e\u0442 \u043b\u0443\u0447\u0448\u0438\u0435 \u043e\u043d\u043b\u0430\u0439\u043d \u0437\u0430\u0439\u043c\u044b \u0431\u0435\u0437 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432 \u043c\u0433\u043d\u043e\u0432\u0435\u043d\u043d\u043e \u2014 \u0434\u0435\u043d\u044c\u0433\u0438 \u043f\u043e\u0441\u0442\u0443\u043f\u0430\u044e\u0442 \u043d\u0430 \u043a\u0430\u0440\u0442\u0443 \u0447\u0435\u0440\u0435\u0437 \u0421\u0411\u041f \u0437\u0430 5\u201315 \u043c\u0438\u043d\u0443\u0442 \u043f\u043e\u0441\u043b\u0435 \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u044f, \u043a\u0440\u0443\u0433\u043b\u043e\u0441\u0443\u0442\u043e\u0447\u043d\u043e \u0432\u043a\u043b\u044e\u0447\u0430\u044f \u0432\u044b\u0445\u043e\u0434\u043d\u044b\u0435. \u0414\u043b\u044f \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u044f \u0434\u043e\u0441\u0442\u0430\u0442\u043e\u0447\u043d\u043e \u043f\u0430\u0441\u043f\u043e\u0440\u0442\u0430 \u0438 \u0438\u043c\u0435\u043d\u043d\u043e\u0439 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u043a\u0430\u0440\u0442\u044b.<\/p>\n<ul class=\"zt-ul\">\n<li><strong>\u0412\u044b\u0431\u0435\u0440\u0438\u0442\u0435 \u041c\u0424\u041e<\/strong> \u0438\u0437 \u0440\u0435\u0439\u0442\u0438\u043d\u0433\u0430 \u0441 \u043f\u043e\u043c\u0435\u0442\u043a\u043e\u0439 \u00ab0% \u043d\u043e\u0432\u044b\u043c\u00bb.<\/li>\n<li><strong>\u0417\u0430\u043f\u043e\u043b\u043d\u0438\u0442\u0435 \u0430\u043d\u043a\u0435\u0442\u0443<\/strong> \u043d\u0430 \u0441\u0430\u0439\u0442\u0435 \u041c\u0424\u041e \u2014 \u0438\u043c\u044f, \u043f\u0430\u0441\u043f\u043e\u0440\u0442, \u043d\u043e\u043c\u0435\u0440 \u043a\u0430\u0440\u0442\u044b.<\/li>\n<li><strong>\u0414\u043e\u0436\u0434\u0438\u0442\u0435\u0441\u044c \u0440\u0435\u0448\u0435\u043d\u0438\u044f<\/strong> \u2014 \u0431\u043e\u043b\u044c\u0448\u0438\u043d\u0441\u0442\u0432\u043e \u041c\u0424\u041e \u043e\u0442\u0432\u0435\u0447\u0430\u044e\u0442 \u0437\u0430 5\u201315 \u043c\u0438\u043d\u0443\u0442.<\/li>\n<li><strong>\u041f\u043e\u043b\u0443\u0447\u0438\u0442\u0435 \u0434\u0435\u043d\u044c\u0433\u0438<\/strong> \u043d\u0430 \u043a\u0430\u0440\u0442\u0443 \u043c\u0433\u043d\u043e\u0432\u0435\u043d\u043d\u043e \u0447\u0435\u0440\u0435\u0437 \u0421\u0411\u041f.<\/li>\n<\/ul>\n<hr class=\"zt-hr\">\n<h2 class=\"zt-h2\">\u0427\u0430\u0441\u0442\u043e \u0437\u0430\u0434\u0430\u0432\u0430\u0435\u043c\u044b\u0435 \u0432\u043e\u043f\u0440\u043e\u0441\u044b \u043e \u0437\u0430\u0439\u043c\u0430\u0445 \u0431\u0435\u0437 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432<\/h2>\n<ul class=\"zt-ul\">\n<li><strong>\u041c\u043e\u0436\u043d\u043e \u043b\u0438 \u043f\u043e\u0432\u0442\u043e\u0440\u043d\u043e \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0437\u0430\u0439\u043c \u043f\u043e\u0434 0%?<\/strong> \u2014 \u041d\u0435\u0442, \u0430\u043a\u0446\u0438\u044f \u0434\u0435\u0439\u0441\u0442\u0432\u0443\u0435\u0442 \u0442\u043e\u043b\u044c\u043a\u043e \u043f\u0440\u0438 \u043f\u0435\u0440\u0432\u043e\u043c \u043e\u0431\u0440\u0430\u0449\u0435\u043d\u0438\u0438 \u0432 \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u0443\u044e \u041c\u0424\u041e. \u041d\u043e \u0432\u044b \u043c\u043e\u0436\u0435\u0442\u0435 \u043e\u0431\u0440\u0430\u0442\u0438\u0442\u044c\u0441\u044f \u0432 \u0434\u0440\u0443\u0433\u0443\u044e \u041c\u0424\u041e \u0438\u0437 \u0440\u0435\u0439\u0442\u0438\u043d\u0433\u0430 \u0438 \u0441\u043d\u043e\u0432\u0430 \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c 0%.<\/li>\n<li><strong>\u0427\u0442\u043e \u0431\u0443\u0434\u0435\u0442 \u0435\u0441\u043b\u0438 \u043d\u0435 \u0432\u0435\u0440\u043d\u0443\u0442\u044c \u0432\u043e\u0432\u0440\u0435\u043c\u044f?<\/strong> \u2014 \u041f\u043e\u0441\u043b\u0435 \u043e\u043a\u043e\u043d\u0447\u0430\u043d\u0438\u044f \u043b\u044c\u0433\u043e\u0442\u043d\u043e\u0433\u043e \u043f\u0435\u0440\u0438\u043e\u0434\u0430 \u043d\u0430\u0447\u0438\u0441\u043b\u044f\u044e\u0442\u0441\u044f \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u043d\u044b\u0435 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u044b \u0434\u043e 0,8% \u0432 \u0434\u0435\u043d\u044c. \u0412\u043e\u0437\u0432\u0440\u0430\u0449\u0430\u0439\u0442\u0435 \u0441\u0442\u0440\u043e\u0433\u043e \u0432 \u0441\u0440\u043e\u043a.<\/li>\n<li><strong>\u041a\u0430\u043a\u0430\u044f \u043c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u044c\u043d\u0430\u044f \u0441\u0443\u043c\u043c\u0430 \u0437\u0430\u0439\u043c\u0430 \u0431\u0435\u0437 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432?<\/strong> \u2014 \u0412 \u0431\u043e\u043b\u044c\u0448\u0438\u043d\u0441\u0442\u0432\u0435 \u041c\u0424\u041e \u0438\u0437 \u0442\u043e\u043f\u0430 \u2014 \u043e\u0442 3 000 \u0434\u043e 30 000 \u20bd \u0434\u043b\u044f \u043d\u043e\u0432\u044b\u0445 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432.<\/li>\n<li><strong>\u041d\u0443\u0436\u043d\u0430 \u043b\u0438 \u0445\u043e\u0440\u043e\u0448\u0430\u044f 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